For fall brunch.
Put half the bread cubes in a lightly oiled 11x 8 inch baking dish.
Distribute cream cheese cubes over bread cubes.
Top with apples and raisins; cover with remaining bread cubes.
In a bowl, whisk the eggs, milk, brown sugar, cinnamon, cloves, and nutmeg together.
Pour over bread mixture; be sure bread is completely covered.
Cover and refrigerate for several hours or overnight.
Preheat oven to 375°; bring strata to room temperature before baking.
Bake, uncovered, 50-55 minutes, until set.
Let stand 10 minutes; sprinkle with powdered sugar or pass maple syrup at the table.
Cut into squares and serve.
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